Choose your phone
Visit any participating partner shop across Greater Accra and pick an eligible smartphone.
PocketBuy
SMARTPHONE FINANCING · GHANA
Get the phone.
Keep life moving.
Choose a supported smartphone at a PocketBuy partner store in Ghana, pay from 20% upfront, and spread the rest with convenient Mobile Money repayments.
Major Brands
From 20% Down
MTN MoMo & Cards
✦
✦
20%
DOWN PAYMENTFrom 20%
✓
PAYMENT OPTIONSMobile Money
HOW IT WORKS
Your phone, in four clear steps.
Apply at a PocketBuy partner store in Ghana.
Apply in store
Present your valid Ghana Card (NIA) and mobile number. Your store agent will guide your application.
Review your plan
See your approved down payment, instalment amounts in Cedis (GH₵), and schedule before signing.
Pay & take it home
Pay your down payment via Mobile Money or cash, complete the agreement, and walk out with your device.
What to bring: Your valid Ghana Card (National Identification Authority - NIA), active Ghanaian phone number registered for Mobile Money (MTN MoMo, Telecel Cash, or AT Money), and the required down payment. Every application is subject to credit approval.
WHY POCKETBUY
More choice.
Less upfront.
Built around the way Ghanaians earn and live, giving you transparent terms without hidden catches.
Start from
20% down
Pay a fraction of the phone price today and pay the balance comfortably over time.
02
See every payment
Know exact amounts in Ghana Cedis (GH₵) and due dates for each instalment.
Leading smartphone brands in Ghana
Choose from top official smartphone brands backed by local warranty and service centres.
iPhone
A plan that fits
your rhythm.
Choose weekly or monthly repayment cycles that match your salary or business cash flow.
POCKETBUY APP
Repay with Mobile Money.
After picking up your smartphone, use the PocketBuy App to track your balance and make fast Mobile Money repayments.
- ✓ View your outstanding balance in Cedis (GH₵)
- ✓ Repay via MTN MoMo, Telecel Cash & AT Money
- ✓ Check instalment due dates and receipts
- ✓ Reach our Accra-based customer support
Coming Soon
iOS AppComing soon
PocketBuy for Ghana will be officially released on Google Play soon. Store agents will guide your phone checkout.
BEFORE YOU DECIDE
Clear first.
Confirm second.
01Your approved down payment in GH₵
02Each repayment instalment amount and date
03The full repayment schedule with no surprises
04Transparent total financing cost
Plan availability, device eligibility and credit approval vary by application. Always review your final agreement before confirming.What phones can I buy in Ghana?+
PocketBuy supports popular brand-new and certified smartphones from TECNO, Infinix, Samsung, itel, Xiaomi, Apple and more at participating partner shops across Greater Accra.
How much do I need upfront?+
Down payment starts from 20% of the retail device price. Your exact approved amount in Cedis (GH₵) is clearly calculated before you sign.
What do I need to apply in Ghana?+
You need your original Ghana Card (NIA), an active mobile number registered in your name, and the initial down payment. Additional employment or income info may be requested during assessment.
How do I make my repayments?+
You can repay directly from your Mobile Money wallet (MTN Mobile Money, Telecel Cash, or AT Money) inside the PocketBuy App or via official payment prompts.
Is every application approved?+
No. Every application is subject to identity verification, affordability check and credit assessment. Store agents cannot guarantee approval.
Where can I download the app?+
The PocketBuy App for Ghana will be officially released on Google Play shortly. In the meantime, you can complete your phone purchase and plan setup directly at our partner retail stores.
READY WHEN YOU ARE